WHO WE ARE
Who Are We?
Rich by Credit is a fully Puerto Rican company with years of experience in personal and business credit. It has a broad team of professionals whose knowledge is not limited to credit, but also extends to digital and conventional investments. RBC has created innovative systems that thousands of clients, including small business owners, brands, and artists, have been able to benefit from every day.
About Us
Oscar M. Heredia González
Co-founder of Rich By Credit
Oscar Heredia, better known as ‘Moises Okala,’ was born on January 13, 1994, in San Juan, Puerto Rico. In search of new opportunities for personal and professional growth, he moved to the United States at eighteen. Little did he know that this would lead him to educate himself and expand his knowledge of credit, as it was necessary to obtain basic necessities that would provide a better quality of life, such as housing and a car. Dissatisfied with traditional employment paths, he decided to enter the world of investing and, under the guidance of leading experts in the field, obtained the funds to finance his businesses.
Today, Moises has over $250,000 in credit lines at zero percent interest, as well as multiple businesses whose profits exceed six figures. His lifestyle speaks for itself, and his greatest purpose is for thousands of Latinos, like him, to have the freedom to travel for free, build connections in the business world, and obtain the capital needed to start their businesses and fulfill their dreams.
Jorge Lajara
Co-founder of Rich By Credit
Jorge Lajara, known in the music industry and the media as ‘Joe Lajara,’ was born on February 8, 1993, in Bayamón, Puerto Rico. His work in the music industry led him to move to Los Angeles, California, at nineteen, where he lived for approximately a decade. Like many Latinos in the United States, Joe experienced various workplace injustices that further motivated him to find his purpose. His greatest desire was to be his own boss and help artists, entrepreneurs, and small businesses establish themselves without limits. Unfortunately, they all faced the same obstacle: a lack of capital to invest in their endeavors.
This is where Joe decided to pursue his dream, investing in himself and expanding his knowledge of credit, e-commerce, and real estate through mentorship from recognized experts in these fields. Without the capital needed to start his businesses, he discovered and put into practice the system that allowed him to finance his multiple projects through credit and helped him found Rich By Credit. Today, Joe Lajara has helped emerging and international entrepreneurs and artists successfully launch their careers, using credit to obtain the capital they needed to take the first step. Joe is living proof that financial freedom can be achieved, as he owns multiple businesses whose monthly revenues exceed six figures.
- 254 Chapman Rd, Ste 208 #5878, Newark, D.E. 19702
- services@richbycredit.com
- +1 (800) 750-7794