PRIVACY POLICY
RICH BY CREDIT LLC – PRIVACY POLICY AND NOTICE
Last Updated: March 6, 2026
This Privacy Policy (“Policy”) describes how Rich By Credit LLC (“Rich By Credit,” “we,” “us,” or “our”) collects, uses, shares, and protects personal information obtained through our websites, products, programs, events, and related services, including https://www.richbycredit.com/ and all associated subdomains and digital assets (collectively, the “Website”).
We are committed to transparency and compliance with applicable privacy laws, including the California Consumer Privacy Act (CCPA), California Privacy Rights Act (CPRA), Federal Trade Commission Act, CAN-SPAM Act, Telephone Consumer Protection Act (TCPA), and the General Data Protection Regulation (GDPR) where applicable.
By accessing or using this Website, you agree to the terms of this Privacy Policy..
| 1. WHY WE COLLECT PERSONAL INFORMATION
Rich By Credit collects and processes personal information for the following purposes:
- To provide, manage, and improve our services, including credit education, funding strategies, and business consulting programs;
- To communicate with you regarding services, updates, promotions, webinars, events, or educational resources;
- To facilitate marketing, analytics, lead generation, and sales operations;
- To connect users with relevant financial products, funding opportunities, or business resources;
- To comply with legal obligations and maintain security and integrity; and
- To generate business leads and connections between consumers, entrepreneurs, and trusted partner organizations.
Rich By Credit’s mission includes helping entrepreneurs gain access to funding and financial education. Accordingly, we may collect and share certain user information with select third-party affiliates, partners, and service providers whose products or services may align with user interests.
| 2. INFORMATION WE COLLECT
We collect information in the following ways:
A. Information You Provide Voluntarily
When interacting with our Website, services, or programs, you may provide:
- Name, email address, phone number, and mailing address;
- Business name, job title, and industry information;
- Financial or professional information provided during consultations or applications;
- Payment or billing information related to educational programs or consulting services;
- Survey responses, feedback, or customer service communications; and
- Marketing preferences and communication history.
B. Information Collected Automatically
When you visit our Website, we may automatically collect certain information including:
- IP address, browser type, and operating system;
- Device information and referring URLs;
- Pages viewed, time spent on site, and interaction data;
- Cookies, pixels, beacons, and analytics identifiers.
C. Information from Third Parties
We may also obtain information from:
- Advertising platforms and analytics providers;
- Social media integrations such as Facebook, Instagram, LinkedIn, or YouTube;
- Public or commercial data sources; and
- Affiliate networks or marketing partners.
| 3. COOKIES AND TRACKING TECHNOLOGIES
We use cookies and similar technologies to:
- Personalize content and user experience;
- Improve website performance and analytics;
- Measure marketing campaign effectiveness;
- Support remarketing and lead distribution.
Users may disable cookies through browser settings; however, certain features of the Website may not function properly without cookies.
| 4. GOOGLE ANALYTICS AND ADVERTISING TECHNOLOGIES
Rich By Credit uses Google Analytics, Meta Pixel, and similar tools to analyze visitor behavior and improve marketing performance.
These tools may collect:
- Demographic data (age range, interests, geographic location);
- Usage data such as pages visited and time spent on site;
- Referrer information from ads, search engines, or social platforms.
This data is used in aggregated form for analytical and marketing purposes.
Google’s use of data is governed by the Google Privacy Policy.
Users may opt out of Google Analytics tracking by visiting:
https://tools.google.com/dlpage/gaoptout
| 5. HOW WE USE YOUT INFORMATION
We may use personal information to:
- Provide, operate, and improve our services and programs;
- Respond to inquiries and provide customer support;
- Deliver marketing communications and promotional materials;
- Analyze Website usage and improve user experience;
- Prevent fraud or security incidents; and
- Create and distribute business leads to trusted partners offering funding, credit, or entrepreneurial resources that may be relevant to users.
| 6. HOW WE SHARE OR SELL INFORMATION
A. Lead Generation and Data Sharing
Rich By Credit may share, license, or sell contact information, including name, email address, phone number, and business-related details (“Lead Data”), to vetted third-party partners and affiliates for marketing, funding, credit, or business development purposes.
All such third parties are required by written agreement to:
- Use the data in compliance with applicable privacy laws;
- Maintain appropriate security safeguards; and
- Provide opt-out or unsubscribe options in communications.
- You may opt out of the sale or sharing of your personal information by contacting us at:
services@richbycredit.com
B. Other Sharing Circumstances
We may also share information:
- With service providers performing business functions such as hosting, payment processing, analytics, or customer support;
- To comply with legal obligations, subpoenas, or government requests;
- In connection with a business transfer, merger, or acquisition; or
- When necessary to protect the rights, property, or safety of Rich By Credit or its users.
We do not sell sensitive personal information, such as Social Security numbers or financial account numbers.
| 7. SOCIAL MEDIA AND THIRD-PARTY PLATFORMS
Our Website may include integrations with platforms such as Facebook, Instagram, LinkedIn, YouTube, and TikTok.
These platforms may collect IP addresses, browsing activity, or cookies.
Interactions with these services are governed by the respective privacy policies of those platforms.
| 8. DATA SECURITY
We implement industry-standard administrative, technical, and physical safeguards to protect personal information.
These measures may include:
- SSL encryption
- Secure data storage
- Access control systems
- Regular security reviews
However, no method of transmission over the internet is completely secure.
Use of our Website and services is at your own risk.
| 9. DATA RETENTION
We retain personal information only for as long as necessary to fulfill the purposes described in this Policy or as required by law.
When information is no longer required, it will be securely deleted or anonymized.
| 10. YOUR RIGHTS AND CHOICES
Depending on your location, you may have rights to:
- Access personal data we hold about you;
- Correct inaccurate information;
- Request deletion of personal data;
- Restrict or object to certain processing;
- Withdraw consent for marketing communications; and
- Request data portability.
To exercise these rights, contact:
services@richbycredit.com
We will respond within the time required by applicable law.
| 11. CALIFORNIA CONSUMER PRIVACY RIGHTS (CCPA / CPRA)
If you are a California resident, you have the right to:
- Request disclosure of the personal information we collect, use, or sell;
- Request deletion of personal data (subject to legal exceptions);
- Opt out of the sale or sharing of personal data;
- Request correction of inaccurate data; and
- Receive equal service even if you exercise privacy rights.
To submit a request, contact:
services@richbycredit.com
We will process verified requests within the timeframe required by law.
| 12. GDPR AND INTERNATIONAL USER
For individuals located in the European Economic Area (EEA) or United Kingdom, Rich By Credit may act as a Data Controller under the General Data Protection Regulation (GDPR).
- Users may request:
- Access to personal information
- Correction of inaccurate data
- Erasure (“Right to be Forgotten”)
- Restriction of processing
- Data portability
Legal bases for processing include:
- User consent
- Contractual necessity
- Legitimate business interests
- Legal obligations
All data is processed and stored in the United States, where privacy laws may differ from those in your country.
| 13. CHILDRENS PRIVACY
Our Website and services are not directed to individuals under 18 years of age.
We do not knowingly collect personal information from minors.
If such data is discovered, it will be promptly deleted.
| 14. THIRD-PARTY LINKS AND LIABILITY DISCLAIMER
Our Website may contain links to third-party websites or services.
Rich By Credit is not responsible for the privacy practices or content of such external sites.
Users should review the privacy policies of any third-party websites they visit.
| 15. COMPLIANCE WITH LAW AND LAW ENFORCEMENT
We may disclose personal information when required to:
Comply with legal obligations;
Respond to lawful government requests;
Enforce our agreements; or
Protect the safety and rights of users or the public.
| 16. CHANGES TO THIS POLICY
We may update this Privacy Policy from time to time.
Any revisions will be posted on this page with a revised “Last Updated” date.
Continued use of the Website after updates constitutes acceptance of the revised Policy.
| 17. CONTACT INFORMATION
Rich By Credit LLC
Attn: Privacy Compliance
Email: services@richbycredit.com
Website: https://www.richbycredit.com/
Phone: +1 (800) 750-7794
Mailing Address:
651 N Broad St. Ste 205 #5878
Middletown, DE 19709
United States
For privacy questions or requests regarding your personal data, please contact us using the information above.